ارائة چارچوبي متضمن شاخص¬هاي مرتبط براي ارزيابي آمادگي بانك¬هاي تجاري جهت استفاده از فناوري بلاك چين با روش فراترکیب
محورهای موضوعی :زهرا خلیلی 1 , مسعود کیماسی 2 * , جواد عباسی 3 , محمدعلی شاه حسینی 4
1 - دانشجوی دکتری مدیریت بازرگانی گرایش سیاستگذاری بازرگانی،گروه علوم اجتماعی و رفتاری، پردیس بین المللی کیش دانشگاه تهران، کیش، ایران
2 - استادیار، گروه مدیریت بازرگانی، دانشکده مدیریت، دانشگاه تهران، تهران، ایران
3 - استادیار، گروه مدیریت، دانشکده مدیریت و حسابداری، دانشگاه ازاد اسلامی قزوین، قزوین، ایران
4 - دانشیار گروه مدیریت بازرگانی ،دانشکده مدیریت، دانشگاه تهران، تهران، ایران
کلید واژه: بلاک¬چین, بانک¬های تجاری, فراترکیب, تبادل اطلاعات, فناوری اطلاعات.,
چکیده مقاله :
این پژوهش به ارائة چارچوبی در جهت شاخص های آمادگی بانک های تجاری در استفاده از فناوری بلاک چین پرداخته است. به این منظور، روش تحقیق فراترکیب مورد استفاده قرار گرفت. از 306 منبع یافت شده طی مراحل فراترکیب، 38 مقاله با معیارهای مورد پذیرش منطبق بودند. در نتیجه ترکیب یافته ها 4 عامل سازمانی، فنی، فردی و محیطی به عنوان شاخص های آمادگی بانک های تجاری در استفاده از فناوری بلاک چین شناسایی گردید. شاخص های سازمانی شامل توسعه زیرساخت ها، مهارت های مدیران، توسعه منابع انسانی، اندازه شرکت یا سازمان، منابع مالی، فرهنگ سازمانی پذیرا، سیاست های سازمانی و پشتیبانی مدیریت عالی بودند. شاخص های فنی بدست آمده شامل پیچیدگی، امنیت فناوری، دسترسی به فناوری، بکارگیری فناوری و نیروی انسانی متخصص بودند. شاخص های فردی شامل نگرش نسبت به استفاده، سهولت استفاده، سودمندی درک شده و درک فناوری بلاک چین بودند و در نهایت شاخص-های محیطی شامل قوانین و مقررات، بلوغ فناوری، تبادل اطلاعات، سازگاری، پویایی بازار و حمایت های دولتی بودند. بانک های تجاری با استفاده از نتایج این پژوهش می توانند، آمادگی های لازم در جهت استفاده از فناوری بلاک چین را شناسایی کرده و منابع مورد نیاز خود را در راستای استفاده از این فناوری تدارک ببینند.
Present study aimed at presenting a framework for commercial banks’ preparedness indicators in use of blockchain technology. To this end, the meta-synthesis research method was employed. Among from 306 resources found over meta-synthesis steps, a number of 38 papers included our acceptance criteria. The four organizational, technical, individual and environmental factors were identified as indicators of commercial banks’ preparedness to use Blockchain technology. Organizational indicators included infrastructures development, managerial skills, human resources development, company or organization size, financial resources, receptive organizational culture, organizational policies, and senior management support. The technical indicators included complexity, technological security, access to technology, use of technology and specialized manpower. In addition, individual indicators included attitudes toward use, ease of use, perceived usefulness, and understanding of Blockchain technology. Finally, environmental indicators included rules and regulations, technology maturity, information exchange, compatibility, market dynamics, and governmental supports.
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